GigAfloat helps bridge the gap between completed work and platform payouts through earnings based Floats.
A Float provides temporary access to funds based on verified earnings activity.
Powered by real earnings, not traditional credit scores or payroll deposits.
Many gig workers receive earnings through platform payouts, digital wallets, and gig worker debit cards instead of traditional payroll deposits. GigAfloat is being built around verified earning activity to better serve today's gig workforce.
No spam · No credit checks · Cancel anytime
Apply for the Float Pilot→Limited founder-led pilot. $25 or $50 floats, 3-day or 5-day repayment, no interest.
Millions of gig workers complete jobs every day, yet access to their earnings is often delayed by platform payout schedules, processing times, and tip settlement windows.
A driver who works a 10 hour shift may still need to end their Dash to access those earnings. If they continue working throughout the day, the money earned from earlier deliveries may not be immediately available.
A driver can complete rides all day long, but tips and portions of their earnings may not be available right away. The work is complete, but access to those funds can still require waiting.
A shopper may finish multiple batches throughout the day, but tip adjustments and processing windows can delay access to a portion of those earnings.
A driver may complete deliveries throughout the day, but earnings are often subject to payout timing and processing windows before becoming available.
GigAfloat is building a better way to bridge the gap between completed work and platform payouts.
Link DoorDash, Uber, Lyft, Instacart, Spark, Roadie, and more. Secure, read-only access.
GigAfloat analyzes verified earnings patterns across your connected platforms. No traditional credit score required.
Access an earnings-based Float between payouts upon approval and repay through future earnings activity.
GigAfloat is building a complete financial platform for the gig economy.
View earnings across multiple platforms in one place.
Automatically track business miles and simplify tax season.
Turn positive repayment history into future opportunities.
Build emergency funds and prepare for taxes.
Discover your most profitable times, zones, and platforms.
Swipe through the GigAfloat experience. Onboarding to forecast, crafted with the precision of a fintech, the warmth of a movement.
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Slow Tuesday hit and I needed gas before my Wednesday rush. GigAfloat sent me an $80 Float in 12 seconds. Repaid Friday. Felt seen, not exploited.
Finally an app that gets that my income isn't 'irregular'. It's just real. Watching my actual numbers in one place changed how I plan my week.
The tax vault alone is worth it. I never have to panic in April again. Plus my credit jumped 47 points in 4 months.
Join 45 earners building a calmer financial life on their own terms.
Powered by your earnings · Flexible funding for flexible work · Built for the modern gig economy
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Follow our journey as we build financial continuity for the workers who keep the world moving.
Follow us here for updates, pilot announcements, founder insights, product progress, and future Float opportunities.